{"id":31368,"date":"2022-09-10T15:27:35","date_gmt":"2022-09-10T20:27:35","guid":{"rendered":"https:\/\/www.biblia.work\/sermons\/5-faithful-ways-to-use-your-covid-19-stimulus-money\/"},"modified":"2022-09-10T15:27:35","modified_gmt":"2022-09-10T20:27:35","slug":"5-faithful-ways-to-use-your-covid-19-stimulus-money","status":"publish","type":"post","link":"https:\/\/www.biblia.work\/sermons\/5-faithful-ways-to-use-your-covid-19-stimulus-money\/","title":{"rendered":"5 Faithful Ways to Use Your COVID-19 Stimulus Money"},"content":{"rendered":"<div class=\"entry-content\">Jp Valery photo &#8211; Unsplash <\/p>\n<p><em>By Juan Sanchez<\/em><\/p>\n<p>As a part of&nbsp;the CARES Act, the government is sending Economic Stimulus Payments (ESP) to Americans who filed income tax returns in 2018 or 2019. <\/p>\n<p>As pastors, we have a responsibility to shepherd our people to be faithful stewards with all that our Lord provides.&nbsp;<\/p>\n<p>To be sure, our people are free to spend their ESPs as the Lord directs. Still, there&#8217;s something about how we handle money that exposes where our hearts are.&nbsp;<\/p>\n<p>So then, how might we shepherd our people to be faithful stewards with this unexpected income? Allow me to suggest several ways you may lead your flock to spend their ESPs.<\/p>\n<h3><strong>1. BASIC NEEDS<\/strong><\/h3>\n<p>The purpose for which the ESP was designed was to cover the basic needs of workers who&#8217;ve been furloughed or laid off. <\/p>\n<div class='code-block code-block-1' style='margin: 8px 0;clear: both'> <\/div>\n<p>Unfortunately, the ESP won&#8217;t sustain anyone for very long if they&#8217;re unemployed or underemployed.&nbsp;<\/p>\n<p>It&#8217;s only provided to cover essentials in the short term. So, encourage those who&#8217;ve been furloughed or laid off to seek the unemployment benefits offered by your state.&nbsp;<\/p>\n<p>If they don&#8217;t qualify for unemployment, you may need to help these members through your benevolence fund.<\/p>\n<h3><strong>2. HELP OTHERS<\/strong><\/h3>\n<p>For those who are blessed enough to keep working and continue to receive their regular pay and also receive an ESP, one of the temptations they&#8217;ll face is to think of it as &#8220;fun&#8221; money\u2014money you can blow on yourself or your family just for fun.&nbsp;<\/p>\n<p>There&#8217;s nothing wrong with enjoying the blessings the Lord provides, like extra income. <\/p>\n<p>But remember, this money is being provided to care for the basic needs of the unemployed and underemployed workers during this pandemic.&nbsp;<\/p>\n<p>If one has no immediate need for the ESP, why not encourage them to steward it to serve others? Maybe there&#8217;s a family member in need that they may help directly. Maybe a neighbor.&nbsp;<\/p>\n<p>Or, they can help you care for the members of your church who have financial or material needs by contributing to the benevolence fund.<\/p>\n<h3><strong>3. DEBT<\/strong><\/h3>\n<p>Perhaps you have members who continue working and are receiving your regular pay, but it&#8217;s been hard for them to make ends meet because they&#8217;re in a debt situation that&#8217;s difficult to manage.&nbsp;<\/p>\n<p>For them, the ESP may be a divine opportunity to attack debt. Help them consider this money as a gift from the Lord to help release them from bondage to a debtor.<\/p>\n<h3><strong>4. EMERGENCY SAVINGS<\/strong><\/h3>\n<p>Maybe you have members who are managing their debt well. Give thanks to the Lord! Do they have an emergency fund?&nbsp;<\/p>\n<p>Sometimes unexpected expenses will hit you like a punch in the gut\u2014the car breaks down, the washing machine quits working, the air conditioning goes on the fritz in August.&nbsp;<\/p>\n<p>If your people aren&#8217;t prepared for these emergency expenses, they&#8217;re likely to incur further debt. Encourage them to establish a $1,000.00 emergency fund.&nbsp;<\/p>\n<p>Once they&#8217;ve done that, encourage them to start working on a longer-term emergency savings account that&#8217;ll equal 3 to 6 months of their salary. <\/p>\n<p>That way, if they&#8217;re ever furloughed or laid off in the future, they may survive that period.<\/p>\n<h3><strong>5. RETIREMENT INVESTMENT<\/strong><\/h3>\n<p>Some of your people are likely able to meet their basic needs, they&#8217;ve been generous, they don&#8217;t have issues with debt, and their emergency fund is squared away. <\/p>\n<p>But, have they planned long-term for their and their family&#8217;s retirement needs?&nbsp;<\/p>\n<p>The ESP is not a large amount, but it could be a useful starting point, especially if they haven&#8217;t thought about planning for retirement. You&#8217;re never too young to begin planning.<\/p>\n<p>Again, as pastors, we don&#8217;t presume to tell our people how to spend their money. But, we do have a responsibility to shepherd our people in all seasons of life to be faithful stewards.&nbsp;<\/p>\n<p>So pastors, take this opportunity to shepherd your people well. May our Lord continue to be generous toward us that we may be generous in our giving and faithful in our stewardship.<\/p>\n<p><strong>JUAN SANCHEZ (@manorjuan)<\/strong> <em>is husband to Jeanine, father to five&nbsp;daughters, senior pastor of High Pointe Baptist Church, Austin, Texas, and author of Seven Dangers Facing Your Church.<\/em><\/p>\n<div class=\"su-box su-box-style-default\" id=\"\" style=\"border-color:#000000;border-radius:0px\">\n<div class=\"su-box-title\" style=\"background-color:#333333;color:#FFFFFF;border-top-left-radius:0px;border-top-right-radius:0px\">Dig Deeper at Lifeway.com<\/div>\n<div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:0px;border-bottom-right-radius:0px\">\n<div class=\"one-third first\"><\/div>\n<div class=\"two-thirds\">\n<h2>Find More Money<\/h2>\n<p>Art Rainer<\/p>\n<div style=\"clear:both;margin-top:0em;margin-bottom:1em\">\n<div class=\"centered-text-area\">\n<div class=\"centered-text\" style=\"float: left\">\n<div class=\"u95b54a7901df5fea0e5bbc652d36c960-content\">See also&nbsp; Is It \u2018Ministry Failure\u2019 To See a Counselor?<\/div>\n<\/div>\n<\/div>\n<div class=\"ctaButton\"><\/div>\n<\/div>\n<p> FIND OUT MORE <\/p><\/div>\n<\/p><\/div>\n<\/div>\n<div class='yarpp yarpp-related yarpp-related-website yarpp-template-thumbnails'>\n<h3>Related posts:<\/h3>\n<div class=\"yarpp-thumbnails-horizontal\">  Young Adults, Including Christians, Have Complicated Relationship with Money  What Do Pastors Believe About the End Times?  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As pastors, we have a responsibility to shepherd our people to be faithful stewards with all that our Lord provides.&nbsp; To be &hellip; <a href=\"https:\/\/www.biblia.work\/sermons\/5-faithful-ways-to-use-your-covid-19-stimulus-money\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;5 Faithful Ways to Use Your COVID-19 Stimulus Money&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-31368","post","type-post","status-publish","format-standard","hentry","category-sermons"],"_links":{"self":[{"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/posts\/31368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/comments?post=31368"}],"version-history":[{"count":0,"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/posts\/31368\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/media?parent=31368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/categories?post=31368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biblia.work\/sermons\/wp-json\/wp\/v2\/tags?post=31368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}